Adult - Standard Savings Plans
If you want to save a bit more than £25 a month, then one of our Standard Savings Plans could be for you. You’ll still get a guaranteed minimum return of up to £50,000 and life cover - as a qualifying life policy this means that the return you receive is free of income tax and capital gains tax.
A tax efficient way to save
Know exactly what you’re going to get
When you take out your policy we’ll tell you the absolute minimum you’ll get when the plan matures (as long as you’ve kept up all of your contributions of course). This is called your sum assured.
Become a regular saver
We know it’s not always easy to remember to save, but the Healthy Investment Standard Savings Plan commits you to putting away the same amount every month towards your savings goals - a great way to contribute to your fund gradually with regular saving.
Choose how long you want to save for – maybe arrange it so that your plan matures on a date that coincides with something special in your life - a big birthday or a special anniversary, or you can invest for a fixed term from 15 years to 25 years depending on your savings goals.
Remember the old savings scheme you had as a kid - and the feeling you had when you enjoyed the cash sum you received when the policy matured? Our Standard Savings Plan is the same kind of endowment saving plan you know and love.
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Any UK resident can invest in a Healthy Investment Standard Savings Plan providing the plan matures before they are 65.
You might consider this plan if you already have a savings account with a bank or building society and you are now looking to put some money into an investment which includes life cover, has some risk but potentially higher returns and the proceeds of which are paid tax free.
You might consider this plan if you have already used your friendly society Tax Exempt Savings Plan limit of £25 per month and you want to invest more in to a similar policy.
Save from as little as £10 per month or a maximum of £275 per month (If you are already using your £25 per month Tax Exempt Allowance).
You can have your Standard Savings Plan mature on a specific date, or simply select a term between 15-25 years, providing it matures before your 65th birthday.
Depending on the term you choose you should see this as a medium or long term investment.
If there's anything
you don't understand,
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Call Jerrol on 0161 762 5790
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