Ethical investments help to shape the world we live in

Ethical - we never invest your money in industries that harm others

Sustainable  - we invest your money in industries that improve the world we live in

Responsible - we aim to deliver good financial returns and make a difference to society

Transfer your existing ISA
Transfer your existing ISA
Open an Ethical ISA

Your Ethical Investment

The Healthy Investment Ethical Stocks and Shares ISA is invested in our Ethical With-profits Fund which has a diversified mix of assets including stocks and shares, government and corporate bonds, commercial property and cash deposits. A truly ethical investment, your investment will not go to companies in the alcohol, tobacco, arms and gambling industries or those that make products or ingredients that have been tested on animals.

Investment Objectives

Our Ethical ISA has the potential to out-perform Cash ISA returns over the longer term. Our aim is to provide a consistent return by smoothing out the short term ups and downs usually associated with stocks and shares ISAs. The value of your investment grows by the addition of annual bonuses.

Capital and Growth Guarantees

The Healthy Investment Ethical Stocks and Shares ISA comes with life cover to ensure that you receive back your investment (less withdrawals made) plus all the bonuses that have been added to your ISA on death.

A Mutual Society

Healthy Investment is an independent mutual friendly society. There are no shareholders to satisfy or benefit from your investment. Everything we do is for the benefit of our members who all share in our success through personal service and attractive investment performance.

Got more than one ISA?

Is it easier to have your ISA investments in one place? You can move as many ISAs as you want into our Ethical ISA with our secure transfer service with no loss of your annual ISA allowance (£20,000 this tax year).

Safe and Secure

For added peace of mind and re-assurance 100% of your investment with Healthy Investment is covered by the Financial Services Compensation Scheme unlike cash deposits with banks and building societies where it is currently limited to £85,000 per individual.

Important Information

Unlike cash ISAs, where the risks, benefits and features are different, the value of stocks and shares ISAs can fall as well as rise and past performance is not a guide to future performance. However our Healthy Investment ISA aims to provide a consistent return on your investment and reduce the impact of short term stock market fluctuations.

If the value of investments has fallen to the extent that we are not able to smooth out these market fluctuations you may get back less than you have invested.

When an annual bonus has been added to your ISA the rate of bonus is guaranteed, however interim bonus rates can change during the year.

If you are not sure that this ISA is suitable for you then you should consider independent advice. Tax rules can change in the future.

Financial Terms Explained

Sometimes financial organisations use terms than can be confusing.
Below are some of these terms. Just click for an explanation.

If you need to know any more details then please call one of our team on 0161 762 5790 and they will be only too pleased to help.

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