What happens next? The parents of all children born in the UK between 1 September 2002 and 3 January 2011 were issued by the government with Child Trust Fund (CTF) vouchers worth between £50 and £500. On 1 September 2020 the first cohort of these CTF beneficiaries will, upon turning 18, be able to cash in their investments and spend …

Whilst many financial services firms have shunned apprenticeship, they’ve certainly worked for Healthy Investment.  Many apprenticeships are now being offered by organisations who have previously not considered this avenue as being a viable option for their employees, however financial services firms are slow on the uptake. A recent survey of adviser firms undertaken by Healthy Investment found that of all …

The case for smoothing in 2020 One of the great strengths of with-profits investments is their ability to “smooth” out some of the highs and lows of market performance. This mitigates some of the volatility that accompanies stock market investing and, for example, reduces the impact of downward spikes on investors who are taking withdrawals from their funds. As 2020 …